The Rodriguez Law Firm Chartered’s representatives will discuss your current situation, and then build a custom plan to remove you from your current hardship and get your current mortgage payment where YOU need it to be. We have seen it all, and understand the burden/hardship our clients are experiencing and look forward to listening and understanding thru open communication. Whatever the situation may be, The Rodriguez Law Firm Chartered is here to help throughout the entire process. The Rodriguez Law Firm Chartered will succeed for you. The Rodriguez Law Firm Chartered is a results driven company, and are proud to offer our MONEY BACK GUARANTEE. If you participate in our loan modification program, and we fail in obtaining the modification for you, then you will receive a full refund.  The Rodriguez Law Firm Chartered is truly a winning option for all of our clients,  join us move.

Many consumers do not exactly know what Forensic Loan Auditing is. A forensic loan audit consists of trained professionals thoroughly reviewing your loan document package and auditing for state and federal violations. Once the document review is complete, a comprehensive report is compiled. Once the report is completed, it is turned over to our legal department where our attorney’s begin the modification negotiation. Some examples of violations found are: TILA (Truth in Lending Act), HOEPA, Regulation Z, and RESPA. The reason a comprehensive loan audit is necessary is that it greatly increases the probability for not only a successful loan modification, but it increases the probability that the lender will be forced to give the best deal possible that is allowable to offer. This includes principle reduction, arrearage forbearance, and extended terms beyond 30 years. Studies show that 97% of nearly all mortgage loans written over the last 3 years contain federal violations that must be brought to the attention of the lender.

A regular loan modification or attempting to do a modification on your own is proving exceedingly difficult. If you hire a mortgage broker to negotiate your modification for you it will be as difficult as doing it yourself. Real Estate Regulation Commissions are quickly adapting to the industry and appointing restrictions on what a broker can or cannot negotiate on behalf of their clients. That is why The Rodriguez Law Firm Chartered is an attorney-based organization and no matter what regulations are imposed, attorneys are licensed to negotiate at any level they choose. Every modification file that comes to The Rodriguez Law Firm Chartered will be negotiated by an attorney fueled by the ammunition of The Rodriguez Law Firm Chartered’s exclusive comprehensive loan audit. It’s nearly impossible to lose!